Getting an appraisal from Aurora Appraisal ServicesEvery year, thousands of people in Oregon buy, sell or refinance their home. A lot of these transactions have a simple line item for an appraisal. The majority of lenders still call for a local expert because the stakes are so high, even though there are a growing number of automated home valuation systems that may appear more prudent than an appraisal. You might assume that securing a mortgage is the only basis for getting an appraisal, but there are other times when the services of a licensed, independent real estate professional could come in handy.
Let Aurora Appraisal Services help you appeal your tax assessment in Deschutes, Crook or Jefferson CountyIf you live in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Aurora Appraisal Services is your best evidence when building your case. At Aurora Appraisal Services,we can assist you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an added insurance plan that almost all lenders ask home owners to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. More often than not, this additional payment is folded into the monthly mortgage payment and is quickly forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.
If you'd like to eliminate PMI, Aurora Appraisal Services can give you a statement regarding the value of your home. The expense of the appraisal can generally be recovered in a short amount of time because you'll no longer be paying the PMI.
An appraisal from Aurora Appraisal Services will help you settle a divorce with less stressA divorce can be a particularly traumatic ordeal for both parties, and it is often further complicated by the challenging decision of who maintains the property. Regardless of the situation, it's prudent to order an appraisal from Aurora Appraisal Services so both parties are entirely aware of the true market value of their property.
The parties will have a clearer picture of what price to set, if they need to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.
Settling an estate with peace of mindThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these matters. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Aurora Appraisal Services can assist you in relocating to or from Central OregonMoving due to a job change is a more than just an inconvenience. We know where you're coming from! That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information regarding any recent sales or listings in their neighborhood that they want considered during our detailed process.
Don't sell out for too little or let your home stay on the market too long.Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your asking price. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to finish the appraisal.
We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long houses are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.